There are no certainties in credit card applications, and some applicants have their Discover student card denied and wonder why. Let’s explore the reasons for a credit card denial and figure out how to reduce the chance of getting denied in the future. A denial is not, in fact, the end of the road, and …
The Discover student card might seem like a different kind of financial tool, but in reality, it’s just a credit card that uses the Discover network versus Visa, Mastercard or American Express. Discover has been available as a payment tool since at least the 1980s, but it never quite gained the overall network leverage that …
Getting a Discover Student Card is a great way to get introduced to the world of credit. The Discover Student Card, like all credit cards, does require a minimum payment each month that you carry a balance on the card. Understanding how minimum payments work is important to your overall understanding of how to manage …
Credit is a part of most people’s lives. The best way to learn to handle credit wisely, is to get a healthy introduction to it when you are young. Although some people advise young people to stay far away from credit cards, a student credit card is actually a good way to start training yourself …
The Discover Student Card grace period is anywhere from 23-25 days, depending on the month. Grace periods allow you to pay off your credit card balance in full before the due date without incurring interest charges. These grace periods can help you save money so you’re not stuck with a large credit card balance that …
Technically, there is no income required for a Discover Student Card, although you will have to show proof that you’re enrolled in school. Reported income for this particular card can include grants, scholarships, and financial aid when entered on the application. You can always try a secure card or cosigner if you can’t qualify for …
Discover Student Credit Cards require a social security number in order to qualify. You can use a Discover Student Credit Card without entering your social security number with every purchase, but you will need one in order to obtain this particular credit card in the first place. International students can apply for an individual taxpayer …