The Chase Mobile App is convenient for almost any monetary transaction, including check deposits. However, you do not have this option, so let’s see how you can go about accessing check deposits!
The Chase Mobile App has a deposit option when users have a registered check or savings account with the associated bank. Users with an account but no access should contact their bank to confirm that their bank has all their relative information to permit them to make deposits.
Finding and accessing the deposit option in the Chase Mobile App is easier than you think! Let’s examine the prerequisites, factors that might prevent it, and how to fix it.
Why Does Your Chase Mobile App Have No Deposit Option?
The Chase Mobile App has a deposit option accessible when you have a registered check or savings account with the associated bank.
The requisite to have an account is crucial because you can only deposit checks if they have your name written on them.
If the option is unavailable, you likely do not have an associated bank account, or the bank might need all the details necessary to permit check deposits.
As such, it would be wise to contact your associated bank to inquire why you cannot make check deposits. Otherwise, the issue may be related to compatibility between your mobile device and your bank.
Remember to verify with your bank to ensure your phone is compatible because only some banks support all phones or operating systems.
How Do You Make A Check Deposit In The Chase App?
Making a check deposit in the Chase App requires seven quick and easy steps.
- Sign into your associated banking mobile app.
- Navigate to Deposit checks and select the account where you wish to deposit money.
- Enter the deposit amount
- Tap Front to access the front of the check and take a photo.
- Endorse your check, then choose Next at the bottom of the app window. This step is essential; otherwise, the bank will reject your check.
- Proceed to photograph the back of your check.
- Finally, select Deposit, then tap Yes to confirm the amount.
What Other Reasons Cause The Chase App Deposit Not Work?
Factors like daily or monthly deposit limits, forgetting to endorse your check before depositing it, and working with a faulty phone may be why your check deposits do not work.
You Might Have A Limit On Your Check Deposit
There can be restrictions on how much you can deposit at once while using a mobile. In an effort to combat fraud, banks, credit unions, and prepaid cards establish restrictions on the overall amount you may deposit using a mobile app.
Mobile deposit limitations may vary from person to person based on a variety of criteria, including:
- Your previous deposit history
- The account type you have
- The duration your account is active
Your bank may also set a daily deposit cap. The cap can prevent you from depositing more than a certain amount of money via mobile per business day.
Additionally, only some checks are compatible with mobile technology. Checks that have no difficulty going through may include the following:
- Government checks
- Cashier’s checks
- Business checks
- Personal checks
You Must Endorse Your Check Before Depositing It
You must endorse the check you want to deposit, or the app will reject it.
Neglecting to sign the back of your check is a frequent cause of mobile check deposit issues. Make sure you always endorse your check before taking a photo.
It will also save you time by preventing you from having to restart the process of depositing your check.
Your Banking App Or Phone Might Be Faulty
Your banking app may be having technical difficulties or is down for maintenance. Ensure that your phone took a photo of your check and there wasn’t an error along the way.
Banks can also make mistakes, and the issue may lie with your bank, not you. In this case, take the initiative and contact your bank immediately to find out the status of their app or services.
Maintenance or network difficulties might affect specific applications, meaning other users will experience the same problem as you.
If there are no major issues, you and the bank can actively work on finding a solution.
Conclusion
Users who wish to access the deposit feature in the Chase Mobile App must first have a registered check or savings account with the associated bank.