You can obtain your Chase credit card number before it arrives in a few different ways. First, you can add the card to your digital wallet and use it from there, or link it to a personal finance manager of your choice.
You can also call Chase customer service and ask for the credit card number in full. Finally, you can send a message through the Secure Message Center and reference the card number in the “Sent Messages” section. You can use your Chase card before it arrives to pay for purchases, but the card shouldn’t take that long to get to you.
Using your new Chase credit card can be an exciting opportunity you don’t want to wait for. In some cases, you may need to use your new credit card immediately.
Chase allows you to use your new credit card as soon as it’s generated, but there are some caveats to this. The decision whether or not you should use your Chase credit card before it arrives is up to you.
How to Get Chase Credit Card Number Before it Arrives
There are three main ways to obtain a Chase credit card number before it arrives: call customer service, add it to your digital wallet or personal finance manager, or send a message through the Secure Message Center.
Certain Chase credit cards offer the ability to use your new card instantly.
These include Chase Sapphire Preferred, Chase Sapphire Reserve, and Chase Freedom Unlimited. However, Amazon Visa Rewards cards, Disney Visa cards, and business credit cards are not eligible for this perk.
You can add a Chase credit card to your digital wallet, but you will need to wait for the physical card to come if you have any of the cards excluded above. It may take up to two weeks for your new card to arrive, but you can check with customer service to see where it might be.
Can I Get My Credit Card Number Before the Card Arrives?
Yes, you can use the “Spend Instantly” feature available on the three cards listed above. Alternatively, you can also use personal finance managers, digital wallets, or the Secure Message Center. As a last resort, call customer service to ask for your credit card number in full.
When adding your new Chase credit card to your Quicken or Moneydance account, simply link the account and you should have access to the full credit card number.
You can also ask customer service if they will provide you with the credit card number, but you’ll have to verify your identity first.
You can also go to the Secure Message Center on the app and find the last four digits of your new Chase credit card. Enter these into your message and click “Send.”
Then, go back to your “Sent Messages” tab and click on the message you just sent. You should be able to see the credit card number in full.
Can I Use a Credit Card Before it Arrives From Chase?
As long as you don’t need the card verification value (CVV) to complete a transaction, you can use your Chase credit card before it arrives.
Adding the Chase credit card to your wallet can be done using the Chase Mobile app.
- Navigate to “Account Services.”
- Find the “Digital Wallets” area.
- Choose from your available wallets, including Apple Pay, Google Pay, and Samsung Pay.
- Select the card you want to add.
If you’re making a purchase online, simply select your digital wallet and pay with the app of your choosing. You can also use the digital wallet for in-store purchase.
Purchases that require a CVV code will have to wait until you receive your card in the mail. There’s no way to look up what this code is, besides looking directly at the back of the physical card.
Why Would You Need Your Credit Card Number Before it Arrives
Most of the time you need a Chase credit card number before it arrives in order to make a purchase.
Many people find that they need their Chase credit card right away. This is especially true if you’re trying to work towards a rewards balance that requires so much in spending at certain retailers. After all, you applied for the Chase credit card in order to use the credit available to you.
Should You Use a Chase Credit Card Number Before it Arrives
As long as you’re making a verified purchase and don’t require a CVV, you can easily use a Chase credit card number before the physical card arrives.
There are many retailers who accept a digital wallet, where your new Chase credit card information is stored. These retailers include Taco Bell, 7-11, Disney, Best Buy, Sprouts, McDonald’s, Kohl’s, Dunkin Donuts, Safeway, Walgreens, Costco, and Petco.
You can also check the status of your new Chase credit card delivery by calling 1-800-432-3117 to speak with a customer service agent.
Final Thoughts
A Chase credit card number can be found by calling customer service, adding the card to your digital wallet or personal finance manager app, or using the Secure Message Center to send a message.
It’s most likely you’ll need the new Chase credit card number to make a successful purchase, but you’ll have to wait to do so if you need the CVV code, as this can only be referenced on the back of the actual credit card once it arrives.