Hey military members and family! 

There are a ton of benefits to using Apple Pay. If you want to add your USAA card to Apple Pay, it’s very easy to do. 

Read on to learn more about Apple Pay verification for your USAA card.

What is Apple Pay and What Are the Benefits?

Apple Pay allows you to make purchases both online and in person using an Apple device. This could be your iPhone, as well as your Apple Watch, Mac, or iPad. 

When you use Apple Pay, a virtual account number is sent to the merchant you’re buying from, rather than your actual USAA account number. This gives you an added layer of protection to your USAA account during the transaction.

For in-store shopping, Apple Pay gives you the ability to make your purchases touchless. This can make for a faster, safer checkout.

For online shopping, your card info is saved securely, so you can skip entering your card info each time you checkout.

Apple Pay is being offered by more and more retailers all the time. It’s accepted by most in-person card-readers with the EMVCo Contactless Symbol.

How to Add a VISA debit or credit card through the USAA Mobile App:

1. Go into the USAA mobile app on your phone. 
2. Select the account for the card you want to add.
3. Go into the “Account Summary”
4. Choose “Add to Apple Wallet”

If you want to add a USAA American Express Credit Card to Apple Pay, you will have to do it through the Apple Pay app.

How to Add a VISA debit or credit card, or USAA American Express Credit Card through the Apple Pay app:

1. Go into your Apple Wallet app on your device.
2. Tap the “Add” button.
3. If adding a new card, select whether you’re adding a debit or credit card. If you want to add a card that you’ve previously added to your Apple Wallet, select “Previous Card.”
4. Hit “Continue.”
5. Fill out the info for your card. You may need to select “USAA” from a list, or type it into the search bar. 
6. Verify your card with USAA.
7. If you have an Apple Watch that’s paired, you can add your USAA card to your watch as well.

How to Add Your USAA Card Directly to Your Apple Watch:

1. Open the Apple Wallet app on your watch.
2. Scroll down to “Add Card.”
3. If adding a new card, select whether you’re adding a debit or credit card. If you want to add a card that you’ve previously added to your Apple Wallet, select “Previous Card.”
4. Hit “Continue.”
5. Fill out the info for your card. You may need to select “USAA” from a list, or enter it into the search bar. 
6. Verify your card with USAA.

Having Trouble Verifying Your USAA Card in Apple Pay?

Some users have had difficulty with the “Verify” button not going away after completing all the steps to add their USAA card via their Apple Wallet. If this happens to you, you can try removing the card from your Apple Wallet and adding it instead via the USAA app.

How to Remove your USAA card from Apple Wallet and add it through your USAA app:

1. Go into the Apple Wallet app.
2. Select your USAA card.
3. Tap the three dots on the top right of the screen.
4. Scroll all the way down to “Remove This Card.”
5. You may need to enter your passcode to confirm this step.
6. Go into the USAA app on your phone.
7. Select the account for the card you are trying to add.
8. Tap the three dots at the top right corner of your screen.
9. Select “ATM/Debit Card.”
10. Select “Add to Apple Pay.”
11. Follow the prompts on your device.

The “Verify” button should go away after you complete these steps, but if not, you may also solve the problem by restarting your iPhone. 

If none of those options work for you, or you have additional questions about verifying your USAA card, you can try checking out Apple Pay Support, or USAA Digital Wallet for more info.

And as a USAA member, you probably already know they provide excellent customer service! Give them a call at 800-531-USAA (8722). 

There are many benefits to having your USAA card available to you through Apple Pay. Verify your USAA card to easily complete online and in-person transactions with Apple Pay.