Internet banking has transformed the world exponentially and evolved into mobile banking to such an extent that most banks have a mobile app.
Chase bank is no different than most banks and offers the Chase app, or chase Mobile, as it is often referred to. It’s an all-inclusive app that helps you manage all your Chase accounts in one place. The app allows users with any Chase credit or debit card to bank from the convenience of their phone.
The Chase mobile app has many benefits and is available on most Android and IOS devices. In addition, the app is updated with improvements on a regular base giving users the best app experience.
Is There A Chase App?
What Are The Features Of The Chase App?
The Chase app is not just very functional but offers a wide range of unique services, as outlined on the Chase website.
Security Features On The Chase App
Security features on the Chase app are top-notch, such as locking a misplaced or stolen card and ordering a replacement card should it end up being lost.
You can also unlock a misplaced card once found.
Chase Mobile app uses 128-bit encryption of your messages, data and information. The app can only decrypt the news on your phone, which means it is safe from potential information breaches and hacks.
For sign-in, it will use two-factor authentication. For a new device sign-in, it will send a verification pin to your mobile number or email address before successfully logging in to your banking profile.
Security features of the Chase app also allow users with phones that use facial recognition to authenticate sign-in by using facial recognition instead of a password.
Luckily this can be turned off should you wish not to use it or your mobile device does not have that function.
Banking Features Of The Chase App
The app allows you to make quick check deposits by scanning the check with your mobile device’s camera and depositing it electronically.
QuickPay allows users to make real-time transfers to people. This is a favourite feature, as it works with Chase customers and people without Chase accounts. All they need to receive a transfer is to enrol in Zelle® and have a US bank account.
The Chase mobile app can help you save by setting up automatic transfers from your check account to your savings account.
The app also has a budget planner tool that helps users stay within their spending limits and tips on where they are coming short or overspending on their budget.
You can do all your basic banking like wire transfers, management of mortgages, investments and car loans from the convenience of your phone with the app.
To make life even easier, you can link your child’s Chase First Banking account to your app. Monitor their accounts, do basic banking, set up recurring allowances, and create chores from the app.
One of the most exclusive features is called ‘Today’s Snapshot’. It shows your daily and overall spending habits and breaks them into categories like gas, entertainment and food.
The Chase app exists and is constantly being updated and improved to give you, the user, the best banking experience possible.